UK & European Union (Bulgaria) Wealth Suite
HMRC IHT • 10% Flat Tax Arbitrage • Real Estate • SWRWealth Modeling & Estate Tax Engine
Quantitative analysis for UK & European cross-border wealth structures, EU corporate arbitrage, property acquisitions, and safe withdrawal rates.
Cross-Border Holding Parameters
Bulgarian Tax Advantages (EU)
- 10% Flat Corporate Tax (lowest in EU)
- 5% Flat Dividend Withholding
- 0% Inheritance Tax to lineal heirs (Art. 31 LTFA)
- EU/EEA regulated market gains 100% exempt (Art. 13 PITA)
Bulgaria EOOD / Holding (EU)
€7,276,329
+€1,077,495 vs UK Personal
UK Family Investment Co (FIC)
€7,178,358
25% Corp Tax on Realized Gains
UK Direct Personal Holding
€6,198,834
Subject to 40% IHT on death
Capital Accumulation Over 15 Years
Compound Value
| Year | Bulgaria OOD (10%) | UK FIC (25%) | UK Personal | BG Edge |
|---|---|---|---|---|
| Year 1 | €2,684,550 | €2,682,125 | €2,656,020 | +€28,530 |
| Year 3 | €3,095,526 | €3,087,145 | €2,997,878 | +€97,648 |
| Year 6 | €3,832,913 | €3,812,186 | €3,594,910 | +€238,003 |
| Year 9 | €4,745,953 | €4,707,508 | €4,310,841 | +€435,112 |
| Year 12 | €5,876,488 | €5,813,104 | €5,169,351 | +€707,137 |
| Year 15 | €7,276,329 | €7,178,358 | €6,198,834 | +€1,077,495 |
Succession Advantage
Bulgarian transfers to children incur 0% inheritance tax, eliminating the UK 40% estate depletion.
Structure Recommendation
Combine a Bulgarian ЕООД for EU market investments with a UK FIC for UK situs properties.